Privacy Policy

This Policy describe how American Trust Corporation treats your personal information that is collected and received. Personal information about you, such as your name, address, e-mail address, phone and social security numbers, and financial information, that is not otherwise publicly available. This Policy does not apply to the practices of companies that American Trust Corporation, does not own or control, or to people that American Trust Corporation does not employ or manage.

Information Collection and Use: American Trust Corporation collects personal information about you whenever you transact business with American Trust Corporation, use American Trust Corporation services, or visit American Trust Corporation web sites. The collection of this information enables American Trust Corporation to provide superior service to its clients and customers, to keep you apprised of information and developments that you may find of interest, and to allow American Trust Corporation to understand your needs.

American Trust Corporation will endeavor to securely maintain the personal information it collects. Your personal information will only be intentionally disclosed as follows:

American Trust Corporation may share your personal information with certain employees or third-party partners of American Trust Corporation that have a business purpose to review your information.

American Trust Corporation may provide personal information to selected third-party sponsors, businesses or organizations, which may send e-mail messages and/or other information to you. American Trust Corporation is not responsible to the collection or maintenance or other practices of such third parties.

Your Privacy Rights: You have the right to request from American Trust Corporation (1) a list of the categories of personal information, such as name, address, e-mail address, and the type of services provided to the customer, that American Trust Corporation has disclosed to third parties (including affiliates that are separate legal entitles) during the immediately preceding calendar year for the third parties' direct marketing purposes; and (2) the names and addresses of all such third parties. To request the above information, please contact us at:, or at American Trust Corporation, 201 Main Street, Lafayette, TN 37083.

We will respond to such requests within 30 days following receipt. If we receive your request at a different mailing address, we will respond within a reasonable period of time, but not to exceed 150 days from the date received. Please note that we are only required to respond to each customer once per calendar year.

You may also let us know if you prefer that American Trust Corporation not share your personal information as described herein. American Trust Corporation will not use or share the personal information in ways unrelated to the ones described above without providing you an opportunity to opt-out or otherwise prohibit such unrelated uses.

Other Disclosures: American Trust Corporation may store and disclose personal information as allowed or required by applicable law and may perform disclosures that are necessary or advisable to: (a) protect the rights, safety or property of American Trust Corporation or others, or (b) conform to legal or regulatory requirements.

Correcting Your Information: To review or change your personal information, or if you no longer want American Trust Corporation to maintain your information, please send your request to, or 201 Main Street, Lafayette, TN 37083.

Links: On our Web Sites, you may have the opportunity to follow a link to sites that may be of interest to you. American Trust Corporation endeavors to only link to reputable organizations related to your area of interest. Because these other sites may not be hosted or controlled by American Trust Corporation, however, we are not responsible for the Privacy Practices of those sites or the content provided thereon. Therefore, the Privacy Policies with respect to these areas may differ form those applicable to our sites and we encourage you to review the Privacy Policies of each of those other web sites. This Privacy Policy only applies to information collected and maintained by American Trust Corporation and its affiliates.

Policy Changes: We reserve the right to change this policy at any time without notice. Should any new Policy become effective, American Trust Corporation will post the changes on this site and the new Policy will only apply to information collected thereafter.

Governing Law: The laws of the State of Tennessee, without reference to any choice of law provisions, shall govern any claims relating to the materials on our web sites.

Contact Us: If you have any questions about this policy or our web sites, please contact us at